Find the right payment gateway solution for your eCommerce business

To be able to take card payments on your website is an easy way to get more customers and consequently more sales.

Online commerce now represents a substantial proportion of all small and medium-sized business sales.

eCommerce is thriving, and one of the reasons is because it’s easier than ever to take payments online. Payment gateways allow businesses no matter the size, to accept online payments in a secure, simple, and efficient way.

Effective eCommerce can lead to significant sales growth, an increment in customer reach, and better efficiency.

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Online payment gateway providers

Payment gateways allow businesses to have access to payment processing systems via mobile apps, website, and other applications like virtual terminals.

Choosing the right payment provider is an essential aspect to consider when starting an ecommerce business.

Online merchants can benefit from our competitive acquiring rates. PaymentPlus works with all the major online payment gateways, so you do not have to change your online payment service provider or gateway. We will work with your existing payment gateway provider to make the switching process seamless.

Payment Plus supports the most popular e-commerce platforms such as Magento, Woocommerce, Zencart, Opencart, and more.

Payment Gateway Types

1. Hosted Payment Gateways

Hosted ecommerce payment gateway redirects customers away from your website to the payment service providers page (PSP) where the user provides payment details and completes the payment process. After the payment is complete, the customer will be redirected back to your website to finalise the checkout process. Hosted payment gateways are suitable for small business because it is secure and cost-effective.

2. Non-Hosted (API) Payment Gateways

Non-hosted payment gateway uses API or HTTP for making the payment.

During the purchase process, users enter payment details (payment card details) on the checkout page of the website owner. In that way, the ecommerce store controls all payment processes.

This method allows website owners to design their own checkout page interface and reduce unnecessary steps that can affect user experience.

With this type of gateway, ecommerce website owners can access the customers’ payment page and they can design their own user interface for the checkout page.

3. Local Bank Integration

Local bank integration redirects users to the bank’s website where they fill the payment details. After making the payment, the customer will be redirected back to the ecommerce website, with the notification of successful payment sent upon redirection. This method is simple and easy to use for small ecommerce businesses.

Frequently Asked Questions

What is an online payment gateway?

An online payment gateway is a merchant service that authorises payments for eCommerce sites. In other words, the payment gateway transfers the payment data from the customer to the acquirer (also known as acquiring bank).

How does a payment gateway work?

A payment gateway encrypts sensitive credit card data and processes a payment between customer and merchant, ensuring the transaction is carried out securely.

How much does it cost to integrate a payment gateway?

The price depends on the payment gateway provider, credit or debit card provider, and merchant service provider. Get in touch today and a member of our team would be happy to discuss the costs.

What types of cards are accepted by the Payment Gateway?

Payment gateways accept all major credit cards such as Visa, Mastercard, or American Express.

How to Choose the Right Payment Gateway for Your Online Store?

The things you should consider when choosing a payment gateway provider that suits your needs are: Cost, security, accepted credit cards, support, and integration with other systems.

Does the payment gateway accept international payments?

Yes, most of the payment gateway accepts international payments

How can I accept online payments?

You can accept online payments through our payment gateway and integrate through a hosted payment page or an integrated payment page.

Are online payments secure?

Yes. Correctly setup, online payments are secure and PaymentPlus has access to a range of fraud screening tools to help protect your business.


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